{"id":18501,"date":"2012-07-23T13:48:17","date_gmt":"2012-07-23T10:48:17","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=18501"},"modified":"2026-08-31T21:47:10","modified_gmt":"2026-08-31T18:47:10","slug":"rata-medie-a-dobnzii-la-creditele-mdl-acordate-persoanelor-fizice-a-constituit-1542","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=18501","title":{"rendered":"Rata medie a dob\u00e2nzii la creditele (MDL) acordate persoanelor fizice a constituit 15,42%"},"content":{"rendered":"\n<p><a href=\"http:\/\/bnm.org\/\" target=\"_blank\"><strong>Banca Nationala a Moldovei<\/strong><\/a> a publicat datele privind creditele acordate de catre bancile comerciale \u00een luna iunie 2012. Astfel, volumul total al creditelor \u00een lei acordate persoanelor fizice a constituit <strong>318,6 milioane lei<\/strong>.<\/p>\n<p>Mai mult de jumatate din suma acordata reprezinta <strong>creditele de consum<\/strong>, care au \u00eensumat 165,4 milioane lei. Volumul creditelor imobiliare acordate \u00een lei a fost 68,2 milioane lei.<\/p>\n<p>Rata medie a dob\u00e2nzii la creditele acordate \u00een lei persoanelor fizice a atins nivelul de 15,42%. <strong>Creditele de consum<\/strong> s-a aocrdat \u00een mediu la o rata de <strong>15,82%<\/strong>, iar cele imobiliare &#8211; 11,31%.<\/p>\n<p>De asemenea persoanele fizice au luat \u00eemprumuturi \u00een valuta straina, \u00eensa volumul acestora este foarte mic &#8211; echivalentul a 8,9 milioane lei. Rata medie a dob\u00e2nzii la creditele \u00een valuta straina acordate persoanelor fizice a constituit 11,16%.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Volumul total al creditelor \u00een lei acordate persoanelor fizice a constituit 318,6 milioane lei. Mai mult de jumatate din suma acordata reprezinta creditele de consum, care au \u00eensumat 165,4 milioane lei.<\/p>\n","protected":false},"author":1,"featured_media":3027,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-18501","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moldova"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18501","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18501"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18501\/revisions"}],"predecessor-version":[{"id":27814,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18501\/revisions\/27814"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/3027"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18501"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18501"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}