{"id":18551,"date":"2012-08-21T11:59:09","date_gmt":"2012-08-21T08:59:09","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=18551"},"modified":"2026-08-31T21:47:35","modified_gmt":"2026-08-31T18:47:35","slug":"448-rata-medie-a-dobnzii-la-depozitele-atrase-in-valuta-straina-iulie-2012","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=18551","title":{"rendered":"4,48% &#8211; rata medie a dob\u00e2nzii la depozitele atrase \u00een valuta straina (iulie 2012)"},"content":{"rendered":"\n<p><a href=\"http:\/\/bnm.org\/\" target=\"_blank\"><strong>Banca Nationala a Moldovei<\/strong><\/a>\u00a0a publicat datele privind situatia depozitelor atrase \u00een valuta straina de catre bancile comerciale \u00een luna iulie 2012.<\/p>\n<p>Astfel,\u00a0<strong>volumul total al depozitelor (la termen) atrase \u00een valuta straina<\/strong> (recalculate \u00een lei moldovenesti) \u00een luna iulie<strong> a totalizat 1,27 mlrd lei. <\/strong><\/p>\n<p><strong>65%<\/strong> (echivalentul a 832 mln lei) din acestea au fost atrase de la persoane fizice.<\/p>\n<p>Cele mai populare termene de plasare a valutei straine este &#8222;<strong>de la 6 la 12 luni<\/strong>&#8221; (42% din volumul total al depozitelor atrase \u00een valuta) si &#8222;<strong>de la 3 la 6 luni<\/strong>&#8221; &#8211; 32,8%.\u00a0<\/p>\n<p><strong>Rata medie a dob\u00e2nzii la depozitele la termen atrase \u00een valuta pentru persoane fizice a constituit 4,48%<\/strong>. \u00cen luna iunie 2012\u00a0rata medie a fost 4,18%.<\/p>\n<p>Cele mai mari randamente au avut depozitele plasate la un termen &#8222;mai mare de 5 ani&#8221; (6,24%), &#8222;de la 2 la 5 ani&#8221; (5,57%) si &#8222;de la 1 la 2 ani&#8221; (5,56%).\u00a0\u00cen pofida dob\u00e2nzii mai mari, majoritatea populatiei a preferat plasarea economiilor la un termen de la 6 la 12 luni, unde rata medie a dob\u00e2nzii a fost 4,66%, si la termene ce variaza de la 3 la 6 luni (4,58%).<\/p>\n<p>Ofertele tuturor bancilor privind plasarea economiilor le puteti vizualiza \u00een\u00a0<strong><a href=\"\/deposits\" target=\"_blank\">pagina Depozite<\/a>\u00a0<\/strong>efectu\u00eend cautarea dupa valuta si termenul plasarii, sau \u00een\u00a0<strong><a href=\"\/banks\" target=\"_blank\">pagina fiecarei banci<\/a>\u00a0<\/strong>&#8211; select\u00e2nd fila depozite.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Volumul total al depozitelor atrase \u00een valuta straina (recalculate \u00een lei moldovenessti) \u00een luna iulie a constituit 1,27 mlrd lei. Rata medie a dob\u00e2nzii la depozitele la termen atrase \u00een valuta pentru persoane fizice &#8230;<\/p>\n","protected":false},"author":1,"featured_media":18094,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-18551","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moldova"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18551","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18551"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18551\/revisions"}],"predecessor-version":[{"id":27846,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18551\/revisions\/27846"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/18094"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18551"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18551"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18551"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}