{"id":18558,"date":"2012-08-24T13:23:14","date_gmt":"2012-08-24T10:23:14","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=18558"},"modified":"2026-08-31T21:47:39","modified_gmt":"2026-08-31T18:47:39","slug":"de-la-1012013-sistemul-bancar-va-implementa-codul-iban-international-bank-account-number","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=18558","title":{"rendered":"De la 1 ianuarie 2013 sistemul bancar din Moldova va implementa codul IBAN"},"content":{"rendered":"\n<p>\u00cencep\u00e2nd cu 1 ianuarie 2013, sistemul bancar din Republica Moldova va implementa codul\u00a0<strong>IBAN (International Bank Account Number)<\/strong> la efectuarea transferurilor transfrontaliere, anunta un comunciat al <a href=\"http:\/\/bnm.org\/\" target=\"_blank\"><strong>Bancii Nationale a Moldove<\/strong>i<\/a>.<\/p>\n<p>Codul IBAN este o componenta a mecanismului automatizat de procesare a transferurilor\u00a0sus-mentionate si reprezinta un sir de caractere ce identifica, \u00een mod unic, la nivel international, contul unui client la o institutie financiara prin recunoasterea de catre orice sistem bancar operant \u00een reteaua SWIFT.<\/p>\n<p>Implementarea standardului sus-mentionat va favoriza mai multe aspecte de efectuare a\u00a0transferurilor internationale. Astfel, verificarea automatizata a datelor va permite <strong>minimizarea\u00a0transmiterii eronate a acestora<\/strong>. De asemenea, validarea automatizata a informatiei despre contul beneficiarului standardizate prin codul IBAN <strong>va conditiona reducerea timpului de procesare<\/strong>, noteaza comunicatul BNM.<\/p>\n<p>Totodata, implicarea la minimum a factorului uman si chiar excluderea acestuia la anumite etape de desfasurare a operatiunii va crea premise pentru reducerea costului final al transferului.<\/p>\n<p>Conform <strong><a href=\"http:\/\/www.swift.com\/dsp\/resources\/documents\/IBAN_Registry.pdf\" target=\"_blank\">registrului IBAN<\/a><\/strong>, codul pentru Moldova va fi constituit din <strong>24 de caractere<\/strong>. El va contine codul tarii, identificatorul bancii si un sir de 18 cifre.<\/p>\n<p><strong>Exemplu cod IBAN:\u00a0MD24AG000225100013104168<\/strong><\/p>\n<p>Urmariti un material video care explica mai detaliat ce \u00eenseamna codul IBAN.<\/p>\n<p><iframe loading=\"lazy\" src=\"http:\/\/www.youtube.com\/embed\/L3mr1VuZk7U\" frameborder=\"0\" width=\"640\" height=\"360\"><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cencep\u00e2nd cu 1 ianuarie 2013, sistemul bancar din Republica Moldova va implementa codul IBAN (International Bank Account Number) la efectuarea transferurilor transfrontaliere, anunta un comunciat al Bancii Nationale a Moldovei.<\/p>\n","protected":false},"author":1,"featured_media":3503,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-18558","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moldova"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18558","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18558"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18558\/revisions"}],"predecessor-version":[{"id":27853,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18558\/revisions\/27853"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/3503"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18558"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18558"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18558"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}