{"id":18825,"date":"2012-12-21T00:00:00","date_gmt":"2012-12-20T22:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=18825"},"modified":"2026-08-31T21:49:43","modified_gmt":"2026-08-31T18:49:43","slug":"in-noiembrie-volumul-depozitelor-populaiei-a-constituit-18-mlrd-lei-rata-medie-a-dobnzii-985","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=18825","title":{"rendered":"\u00cen noiembrie volumul depozitelor populatiei a constituit 1.18 mlrd lei. Rata medie a dob\u00e2nzii &#8211; 9.85%."},"content":{"rendered":"\n<p><a href=\"http:\/\/bnm.org\/\" target=\"_blank\"><strong>Banca Nationala a Moldovei<\/strong><\/a> a publicat datele privind <a href=\"\/app\/webroot\/uploaded\/bnm%20depozite%20noiembrie%202012.pdf\" target=\"_blank\"><strong>situatia depozitelor<\/strong><\/a> atrase de catre bancile comerciale \u00een luna noiembrie 2012.<\/p>\n<p>Astfel, volumul total al depozitelor (\u00een lei) la termen atrase \u00een luna noiembrie a constituit 1,8 mlrd lei. Persoanele fizice au depus 1,18 mlrd lei, iar cele juridice \u2013 0,62 mlrd lei.<\/p>\n<p>Cele mai populare termene de plasare a banilor de catre persoanele fizice ram\u00e2n aceleasi &#8211; \u00a0&#8222;de la 6 la 12 luni&#8221;, cota acestora fiind de 43,8% din volumul total. Populatia nu prefera depozitele pe termen lung &#8211; doar 7% din volumul total al depozitelor sunt plasate la un termen mai mare de 2 ani.<\/p>\n<p><strong>Rata medie a dob\u00e2nzii la depozitele (\u00een lei) la termen pentru persoane fizice a constituit 9,85%, \u00een crestere cu 0,14 p.p. fata de luna octombrie 2012 (9,71%).<\/strong><\/p>\n<p>Cele mai mari randamente au avut depozitele plasate la un termen mai mare de 5 ani (12,85%), de la 2 la 5 ani (11,66%) si de la 1 an la 2 (10,73%).<\/p>\n<p>Ofertele tuturor bancilor privind plasarea economiilor le puteti vizualiza \u00een\u00a0<a href=\"\/deposits\" target=\"_self\"><strong>pagina Depozite<\/strong><\/a>, efectu\u00eend cautarea dupa valuta si termenul plasarii, sau \u00een\u00a0<a href=\"\/banks\" target=\"_self\"><strong>pagina fiecarei banci<\/strong><\/a>\u00a0&#8211; select\u00e2nd fila depozite.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"\/app\/webroot\/uploaded\/rata%20dobanzii%20depozite%2011%20luni.jpg\" alt=\"\" width=\"680\" height=\"500\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banca Nationala a Moldovei a publicat datele privind situatia depozitelor atrase de catre bancile comerciale \u00een luna noiembrie 2012. Astfel, volumul total al depozitelor (\u00een lei) la termen atrase \u00een luna noiembrie a constituit 1,8 mlrd lei. Persoanele &#8230;<\/p>\n","protected":false},"author":1,"featured_media":2975,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-18825","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moldova"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18825","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18825"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18825\/revisions"}],"predecessor-version":[{"id":18826,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18825\/revisions\/18826"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/2975"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18825"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18825"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18825"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}