{"id":18866,"date":"2013-01-19T00:00:00","date_gmt":"2013-01-18T22:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=18866"},"modified":"2026-08-31T21:50:00","modified_gmt":"2026-08-31T18:50:00","slug":"in-decembrie-volumul-depozitelor-populaiei-a-constiuit-104-mlrd-lei-rata-medie-a-dobnzii-990","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=18866","title":{"rendered":"\u00cen decembrie volumul depozitelor populatiei a constiuit 1,04 mlrd lei. Rata medie a dob\u00e2nzii &#8211; 9,90%."},"content":{"rendered":"\n<p><a href=\"http:\/\/bnm.org\/\" target=\"_blank\"><strong>Banca Nationala a Moldovei<\/strong><\/a> a publicat <a href=\"\/app\/webroot\/uploaded\/bnm%20depozite%202012.pdf\" target=\"_blank\">datele privind situatia depozitelor<\/a> atrase de catre bancile comerciale \u00een luna decembrie 2012.<\/p>\n<p>Astfel, volumul total al depozitelor (\u00een lei) la termen atrase \u00een luna decembrie a constituit 1,67 mlrd lei. Persoanele fizice au depus 1,04 mlrd lei, iar cele juridice \u2013 0,63 mlrd lei.<\/p>\n<p>Cele mai populare termene de plasare a banilor de catre persoanele fizice ram\u00e2n aceleasi &#8211;\u00a0 &#8222;de la 6 la 12 luni&#8221; (38,4%) si \u201cde la 1 an p\u00e2na la 2 ani\u201d (29,3%). Populatia nu prefera depozitele pe termen lung &#8211; doar 8% din volumul total al depozitelor sunt plasate la un termen mai mare de 2 ani.<\/p>\n<p><strong>Rata medie a dob\u00e2nzii la depozitele (\u00een lei) la termen pentru persoane fizice a constituit 9,90%, \u00een crestere cu 0,05 p.p. fata de luna noiembrie 2012 (vezi graficul).<\/strong><\/p>\n<p>Cele mai mari randamente au avut depozitele plasate la un termen mai mare de 5 ani (12,82%), de la 2 la 5 ani (11,90%) si de la 1 an la 2 (10,70%).<\/p>\n<p>Ofertele tuturor bancilor privind plasarea economiilor le puteti vizualiza \u00een <a href=\"\/deposits\" target=\"_blank\">pagina Depozite<\/a>, efectu\u00eend cautarea dupa valuta si termenul plasarii, sau \u00een pagina fiecarei banci &#8211; select\u00e2nd fila depozite.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"\/app\/webroot\/uploaded\/rata%20medie%20depozite%202012.jpg\" alt=\"\" width=\"680\" height=\"500\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banca Nationala a Moldovei a publicat datele privind situatia depozitelor atrase de catre bancile comerciale \u00een luna decembrie 2012. Astfel, volumul total al depozitelor (\u00een lei) la termen atrase \u00een luna decembrie a constituit 1,67 mlrd lei. Persoanele fizice au depus 1,04 mlrd lei, iar cele juridice &#8230;<\/p>\n","protected":false},"author":1,"featured_media":2730,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-18866","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moldova"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18866","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18866"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18866\/revisions"}],"predecessor-version":[{"id":18867,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18866\/revisions\/18867"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/2730"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18866"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18866"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18866"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}