{"id":18981,"date":"2013-03-11T00:00:00","date_gmt":"2013-03-10T22:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=18981"},"modified":"2026-08-31T21:50:45","modified_gmt":"2026-08-31T18:50:45","slug":"bnm-propune-infiinarea-centralei-riscurilor-in-sistemul-bancar","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=18981","title":{"rendered":"BNM propune \u00eenfiintarea &#8222;Centralei riscurilor&#8221; \u00een sistemul bancar"},"content":{"rendered":"\n<p>Banca Nationala a Moldovei (BNM) a prezentat astazi spre consultari publice <strong><a href=\"\/app\/webroot\/uploaded\/centrala%20riscurilor%20proiect%20bnm.pdf\" target=\"_blank\">proiectul Conceptului Centralei Riscurilor<\/a><\/strong> care urmeaza a fi creata \u00een vederea instituirii unui \u201econtrol mai riguros al riscurilor\u201d \u00een sistemul bancar, relateaza <a href=\"http:\/\/www.moldpres.md\/default.aspx\" target=\"_blank\"><strong>Moldpres<\/strong><\/a>.<\/p>\n<p>Activitatea bancara din Republica Moldova este supusa unui spectru larg de riscuri, printre care riscul de credit are cea mai mare pondere, constata Banca Nationala. Centrala Riscurilor va fi \u00eenfiintata la nivel central. <strong>Crearea acesteia va da posibilitate BNM sa dispuna de informatii operative si suficiente \u00een baza carora va determina nivelul general de risc la care se expune fiecare banca \u00een parte, inclusiv va evalua mai eficient riscul de credit.<\/strong><\/p>\n<p>Informatia oferita de registrul riscului de credit din cadrul Centralei Riscurilor va face posibila evaluarea si monitorizarea riscului de credit de catre Banca Nationala la nivel de sistem si grupe de banci.<\/p>\n<p>De asemenea, aceasta va diminua presiunea asupra bancilor licentiate \u00een cadrul controalelor pe teren, prin reducerea volumului de informatii solicitat, urmare a utilizarii celor din sistemul informational al BNM.<\/p>\n<p>Urmare a crearii noii structuri, BNM va avea posibilitatea sa utilizeze un sistem informatizat complex, care sa-i permita sa identifice \u00een termene restr\u00eense riscurile majore aferente portofoliului de credite.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banca Nationala a Moldovei (BNM) a prezentat astazi spre consultari publice proiectul Conceptului Centralei Riscurilor care urmeaza a fi creata \u00een vederea instituirii unui \u201econtrol mai riguros al riscurilor\u201d \u00een sistemul bancar. Activitatea bancara din Republica Moldova este &#8230;<\/p>\n","protected":false},"author":1,"featured_media":3251,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-18981","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moldova"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18981","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18981"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18981\/revisions"}],"predecessor-version":[{"id":28107,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/18981\/revisions\/28107"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/3251"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18981"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18981"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18981"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}