{"id":19153,"date":"2013-05-22T00:00:00","date_gmt":"2013-05-21T21:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=19153"},"modified":"2026-08-31T21:51:55","modified_gmt":"2026-08-31T18:51:55","slug":"rata-medie-a-dobnzii-la-depozitele-in-lei-a-populaiei-a-scazut-cu-041-pp-pna-la-894","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=19153","title":{"rendered":"Rata medie a dob\u00e2nzii la depozitele \u00een lei a populatiei a scazut cu 0,41 p.p. p\u00e2na la 8,94%"},"content":{"rendered":"\n<p><strong><a href=\"http:\/\/bnm.org\/\" target=\"_blank\">Banca Nationala a Moldovei<\/a> a publicat datele privind <a href=\"\/app\/webroot\/uploaded\/bnm%20depozite%20aprilie%202013.pdf\" target=\"_blank\">situatia depozitelor atrase de catre bancile comerciale \u00een luna aprilie<\/a> a anului curent.<\/strong><\/p>\n<p>Astfel, volumul total al depozitelor (\u00een lei) la termen atrase \u00een luna aprilie a constituit 1,49 mlrd lei. Persoanele fizice au depus 857 mln lei, iar cele juridice \u2013 638 mln lei.<\/p>\n<p>80% din volumul total depus de populatie este plasat la un termen de p\u00e2na la 1 an, si doar 20% &#8211; pe termen lung (mai mare de 12 luni), semn ca populatia este foarte prudenta cu economiile sale chiar daca rata dob\u00e2nzii este mai mare la depozitele pe termen lung.<\/p>\n<p><strong>Rata medie a dob\u00e2nzii la depozitele \u00een lei pentru persoane fizice a \u00eenregistrat o valoare de 8,94%, diminu\u00e2ndu-se cu 0,41 p.p. fata de luna martie (vezi graficul).<\/strong><\/p>\n<p>Cele mai mari randamente au avut depozitele plasate la un termen mai mare de 5 ani (11,99%), de la 2 la 5 ani (10,57%) si de la 1 an la 2 (10,13%).<\/p>\n<p>Rata medie a dob\u00e2nzii la depozitele atrase de la populatie \u00een valuta a constituit 4,38%, \u00een timp ce \u00een luna martie aceasta \u00eenregistra o valoare de 4,65%. Volumul depozitelor \u00een valuta \u00een luna martie, recalculat \u00een lei, a \u00eensumat 714 mln lei.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"\/app\/webroot\/uploaded\/rata%20depozite%202012%20vs%202013.jpg\" alt=\"\" width=\"680\" height=\"500\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banca Nationala a Moldovei a publicat datele privind situatia depozitelor atrase de catre bancile comerciale \u00een luna aprilie a anului curent. Astfel, volumul total al depozitelor (\u00een lei) la termen atrase \u00een luna aprilie a constituit 1,49 mlrd lei &#8230;<\/p>\n","protected":false},"author":1,"featured_media":4140,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-19153","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moldova"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/19153","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19153"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/19153\/revisions"}],"predecessor-version":[{"id":19154,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/19153\/revisions\/19154"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/4140"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19153"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19153"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}