{"id":19196,"date":"2013-06-06T00:00:00","date_gmt":"2013-06-05T21:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=19196"},"modified":"2026-08-31T21:52:11","modified_gmt":"2026-08-31T18:52:11","slug":"cele-mai-profitabile-depozite-bancare-in-euro-iunie-2013","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=19196","title":{"rendered":"Cele mai profitabile depozite bancare \u00een euro (iunie 2013)"},"content":{"rendered":"\n<p>Va prezentam cele mai atractive oferte ale bancilor comerciale din Moldova pentru depozitele la termen (6, 12 si 24 luni) \u00een euro, \u00een vigoare la 05 iunie 2013. \u00cen acest clasament nu au fost luate \u00een calcul depozitele destinate copiilor sau pensionarilor.<\/p>\n<p><strong>Top depozite 6 luni<\/strong><\/p>\n<p><strong>5,5%<\/strong> &#8211; rata (<strong>fixa<\/strong>) anuala oferita de depozitul <a href=\"\/banks\/unibank#deposit-356\" target=\"_blank\">Fix-Profit (Unibank)<\/a>. Acest depozit permite depuneri suplimentare de mijloace banesti, \u00eensa nu permite retrageri. Este posibila <strong>capitalizarea<\/strong> dob\u00e2nzii.<\/p>\n<p><strong>5%<\/strong> &#8211; rata oferita de mai multe banci prin produsele <a href=\"\/banks\/banca-de-economii#deposit-365\" target=\"_blank\">Fidelitate (Banca de Economii)<\/a>, <a href=\"\/banks\/fincombank#deposit-266\" target=\"_blank\">Maxima (FinComBank)<\/a>, <a href=\"\/banks\/eximbank#deposit-277\" target=\"_blank\">Classico (Eximbank)<\/a>, <a href=\"\/banks\/eximbank#deposit-278\" target=\"_blank\">Valutario (Eximbank)<\/a>, <a href=\"\/banks\/banca-social#deposit-343\" target=\"_blank\">BS-Absolut (Banca Sociala)<\/a> si <a href=\"\/banks\/unibank#deposit-327\" target=\"_blank\">Clasic (Unibank)<\/a>. Rata dob\u00e2nzii la toate aceste depozite este flotanta. <strong>Capitalizarea<\/strong> dob\u00e2nzii este posibila \u00een cazul depozitelor Valutario, Clasic si BS-Absolut.<\/p>\n<p><strong>4,65%<\/strong> &#8211; rata oferita de depozitul <a href=\"\/banks\/moldova-agroindbank#deposit-101\" target=\"_blank\">Clasic+ (Moldova Agroindbank)<\/a>. Depozitul permite retrageri partiale si depuneri suplimentare (\u00een primele 90 de zile). Este posibila <strong>capitalizarea<\/strong> dob\u00e2nzii. Dob\u00e2nda este valabila \u00een cazul \u00een care depunerea initiala depaseste 10.000 EUR.<\/p>\n<p><strong>Top depozite 12 luni<\/strong><\/p>\n<p><strong>6,5%<\/strong> &#8211; rata (flotanta) dob\u00e2nzii oferita de Comertbank prin<a href=\"\/banks\/comerbank#deposit-81\" target=\"_blank\"> depozitul Barocco<\/a>. Depozitul nu permite depuneri suplimentare sau retrageri partiale ale mijloacelor banesti.<\/p>\n<p><strong>6,4%<\/strong> &#8211; dob\u00e2nda oferita de depozitul <a href=\"\/banks\/unibank#deposit-353\" target=\"_blank\">\u00cencredere \u00een viitor (Unibank)<\/a>. Rata dob\u00e2nzii este fixa. Depozitul permite depuneri suplimentare ale banilor \u00een cont. Plata dob\u00e2nzii se efectueaza la sf\u00e2rsitul perioadei.<\/p>\n<p><strong>6,25%<\/strong> &#8211; rata oferita depozitul <a href=\"\/banks\/comerbank#deposit-78\" target=\"_blank\">Gotik (Comertbank)<\/a>. Rata dob\u00e2nzii este <strong>fixa<\/strong>. Depozitul nu permite retrageri sau depuneri de mijloace banesti.<\/p>\n<p><strong>Top depozite 24 luni<\/strong><\/p>\n<p><strong>7,2%<\/strong> &#8211; rata oferita de depozitul <a href=\"\/banks\/banca-social#deposit-50\" target=\"_blank\">Clasice (Banca Sociala)<\/a>. Depozitul nu permite depuneri si nici retrageri de bani din cont. Rata dob\u00e2nzii este flotanta.<\/p>\n<p><strong>7%<\/strong> &#8211; rata oferita de mai multe produse precum <a href=\"\/banks\/moldindconbank#deposit-63\" target=\"_blank\">Acord (Moldindconbank)<\/a>, <a href=\"\/banks\/comerbank#deposit-81\" target=\"_blank\">Barocco (Comertbank)<\/a>, <a href=\"\/banks\/unibank#deposit-119\" target=\"_blank\">Uni-Profit (Unibank)<\/a>, <a href=\"\/banks\/banca-social#deposit-51\" target=\"_blank\">Aniversare 20 ani (Banca Sociala)<\/a> si <a href=\"\/banks\/banca-social#deposit-343\" target=\"_blank\">BS-Absolut (Banca Sociala)<\/a>. Doar depozitul BS Absolut permite depuneri suplimentare si retrageri partiale din cont.<\/p>\n<p><strong>6,5%<\/strong> &#8211; rata dob\u00e2nzii oferita de catre <a href=\"\/banks\/comerbank#deposit-78\" target=\"_blank\">Comertbank (depozitul Gotik)<\/a> si <a href=\"\/banks\/fincombank#deposit-266\" target=\"_blank\">FinComBank (depozitul Maxima)<\/a>. Depozitul Gotik ofera o <strong>rata fixa<\/strong>, dar nu se permit depuneri sau retrageri. Depozitul oferit de FinComBank permite at\u00e2t depuneri c\u00e2t si retrageri, \u00eensa rata este flotanta.<\/p>\n<p>Toate ofertele bancilor comerciale privind depozitele la termen le puteti vizualiza \u00een <a href=\"\/deposits\" target=\"_blank\"><strong>pagina Depozite<\/strong><\/a>, unde puteti efectua cautari \u00een dependenta de valuta, termenul plasarii a mijloacelor banesti, banca comerciala etc.<\/p>\n<p><a href=\"\/deposits\" target=\"_self\"><img loading=\"lazy\" decoding=\"async\" src=\"\/app\/webroot\/uploaded\/depozite%20bancare%20bancamea%20md.jpg\" alt=\"\" width=\"621\" height=\"363\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Va prezentam cele mai atractive oferte ale bancilor comerciale din Moldova pentru depozitele la termen (6, 12 si 24 luni) \u00een euro, \u00een vigoare la 05 iunie 2013. \u00cen acest clasament nu au fost luate \u00een calcul depozitele destinate copiilor sau pensionarilor. Toate ofertele bancilor comerciale &#8230;<\/p>\n","protected":false},"author":1,"featured_media":4213,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-19196","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moldova"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/19196","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19196"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/19196\/revisions"}],"predecessor-version":[{"id":19197,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/19196\/revisions\/19197"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/4213"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19196"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19196"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}