{"id":19198,"date":"2013-06-06T00:00:00","date_gmt":"2013-06-05T21:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=19198"},"modified":"2026-08-31T21:52:11","modified_gmt":"2026-08-31T18:52:11","slug":"bancile-vor-fi-obligate-sa-afieze-costul-total-al-creditelor","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=19198","title":{"rendered":"Bancile vor fi obligate sa afiseze costul total al creditelor"},"content":{"rendered":"\n<p><strong>Parlamentul a votat astazi \u00een prima lectura un proiect de lege privind contractele de credit pentru consumatori, bancile fiind obligate sa afiseze costurile efective ale \u00eemprumuturilor acordate<\/strong>, scrie <strong><a href=\"http:\/\/eco.md\/index.php?option=com_content&#038;view=article&#038;id=8857:bncile-obligate-s-afieze-costul-total-al-creditelor&#038;catid=99:finane&#038;Itemid=470&#038;utm_source=twitterfeed&#038;utm_medium=twitter\" target=\"_blank\">Economist<\/a><\/strong>.<\/p>\n<p>Autorii proiectului spun ca scopul acestei legi este de a asigura protectia consumatorilor prin crearea de conditii echitabile pentru obtinerea de credite. De asemenea acestia spera sa disciplineze creditorii \u00een acordarea creditelor pentru consumatori.<\/p>\n<p><strong>Noua lege va obliga institutiile financiare sa ofere informatii exhaustive consumatorilor \u00een ceea ce priveste rata efectiva a dob\u00e2nzii, c\u00e2t si costurile incluse, pentru a nu duce \u00een eroare consumatorii.<\/strong><\/p>\n<p>Prezenta lege va intra \u00een vigoare la expirarea a 6 luni de la publicarea \u00een Monitorul Oficial.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Parlamentul a votat astazi \u00een prima lectura un proiect de lege privind contractele de credit pentru consumatori, bancile fiind obligate sa afiseze costurile efective ale \u00eemprumuturilor acordate. Autorii proiectului spun ca scopul acestei legi este de a asigura protectia consumatorilor prin crearea de &#8230;<\/p>\n","protected":false},"author":1,"featured_media":4215,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-19198","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moldova"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/19198","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19198"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/19198\/revisions"}],"predecessor-version":[{"id":28259,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/19198\/revisions\/28259"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/4215"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19198"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19198"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19198"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}