{"id":23765,"date":"2019-07-16T00:00:00","date_gmt":"2019-07-15T21:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=23765"},"modified":"2026-08-31T22:23:05","modified_gmt":"2026-08-31T19:23:05","slug":"maib-nr1-la-creditare-cu-un-portofoliu-sanatos-de-credite","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=23765","title":{"rendered":"MAIB \u2013 Nr. 1 la creditare, cu un portofoliu sanatos de credite"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.maib.md\/\" target=\"_blank\"><strong>Moldova Agroindbank<\/strong><\/a> \u2013 banca lider, cu cel mai amplu portofoliu de credite acordate persoanelor fizice si juridice, continua sa aplice o abordare prudenta la implementarea politicilor sale interne ce tin de domeniul creditarii, \u00eenregistr\u00e2nd o scadere progresiva a nivelului creditelor neperformante, comparativ cu perioadele anterioare si cu media pe sistem.<\/p>\n<p>Datele releva ca la 30 iunie a.c. nivelul creditelor neperformante s-a diminuat cu 0,38 puncte procentuale, \u00een comparatie cu situatia la 31.12.2018, ating\u00e2nd nivelul de <strong>5,60%<\/strong>.<\/p>\n<p>O tendinta de scadere a creditelor neperformante \u00eenseamna un proces de \u00eensanatosire continua a portofoliului de credite si, respectiv, cresterea calitatii acestuia. Pentru clientii Moldova Agroindbank aceasta presupune:<\/p>\n<ul>\n<li><strong>asistenta personalizata<\/strong> si o consultanta calitativa, acordata fiecarui client \u00een procesul de creditare;<\/li>\n<li><strong>evaluarea corecta a dosarului de creditare<\/strong>, a posibilitatilor si capacitatilor de rambursare a sumelor \u00eemprumutate;<\/li>\n<li>un grad sporit de protejare a clientului pentru prevenirea asumarii unor angajamente financiare peste capacitatile de rambursare;<\/li>\n<li><strong>siguranta, stabilitate bancara<\/strong>, precum si un grad \u00eenalt de responsabilitate din partea bancii si a clientilor.<\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.maib.md\/\" target=\"_blank\"><strong>MAIB<\/strong><\/a> implementeaza cele mai bune practici internationale de prudenta si transparenta bancara, pentru a oferi clientilor calitate, siguranta si cele mai avantajoase solutii de creditare.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Moldova Agroindbank \u2013 banca lider, cu cel mai amplu portofoliu de credite acordate persoanelor fizice si juridice, continua sa aplice o abordare prudenta la implementarea politicilor &#8230;<\/p>\n","protected":false},"author":1,"featured_media":11877,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"class_list":["post-23765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noutatile-bancilor"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/23765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23765"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/23765\/revisions"}],"predecessor-version":[{"id":31175,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/23765\/revisions\/31175"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/11877"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}