{"id":25287,"date":"2024-10-01T00:00:00","date_gmt":"2024-09-30T21:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=25287"},"modified":"2026-08-31T22:33:51","modified_gmt":"2026-08-31T19:33:51","slug":"victoriabank-va-inchide-conturile-inactive-ale-clientilor-incepand-cu-noiembrie-si-decembrie-2024","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=25287","title":{"rendered":"Victoriabank va \u00eenchide conturile inactive ale clientilor \u00eencep\u00e2nd cu noiembrie si decembrie 2024"},"content":{"rendered":"\n<p>Victoriabank a anuntat recent ca va \u00eenchide toate conturile clientilor persoane fizice si juridice care nu au efectuat tranzactii \u00eencep\u00e2nd cu 30 septembrie 2023. Aceasta masura face parte din evaluarea periodica a activitatii clientilor, av\u00e2nd ca scop eficientizarea proceselor bancare si reducerea costurilor asociate mentinerii conturilor inactive.<\/p>\n<p><strong>Detalii pentru clientii persoane fizice<\/strong><\/p>\n<p>\u00cencep\u00e2nd cu\u00a0<strong>1 decembrie 2024<\/strong>, Victoriabank va \u00eenchide conturile inactive ale persoanelor fizice si toate serviciile conexe acestora. Clientii sunt \u00eendemnati sa:<\/p>\n<ul>\n<li><strong>Retraga sau transfere soldurile care depasesc 100 MDL<\/strong>\u00a0(sau echivalentul \u00een alta valuta) p\u00e2na la\u00a0<strong>30 noiembrie 2024<\/strong>, folosind aplicatia VB24 sau vizit\u00e2nd orice sucursala Victoriabank.<\/li>\n<li><strong>Efectueze cel putin o operatiune pe cont<\/strong>\u00a0p\u00e2na la data mentionata, daca doresc sa mentina contul activ.<\/li>\n<\/ul>\n<p>Soldurile conturilor \u00eenchise care nu depasesc suma de\u00a0<strong>100 MDL<\/strong>\u00a0vor fi retinute de banca drept comision de \u00eenchidere, conform tarifelor \u00een vigoare. Sumele care depasesc acest prag, dupa deducerea comisionului, vor fi transferate \u00een conturi interne ale bancii, \u00een asteptarea instructiunilor din partea clientilor.<\/p>\n<p><strong>Detalii pentru clientii persoane juridice<\/strong><\/p>\n<p>Pentru persoanele juridice, procesul de \u00eenchidere a conturilor inactive va \u00eencepe la\u00a0<strong>1 noiembrie 2024<\/strong>. Clientii sunt sfatuiti sa:<\/p>\n<ul>\n<li><strong>Retraga sau transfere soldurile care depasesc 500 MDL<\/strong>\u00a0(sau echivalentul \u00een alta valuta) p\u00e2na la\u00a0<strong>31 octombrie 2024<\/strong>, utiliz\u00e2nd aplicatia VB24Business sau vizit\u00e2nd orice sucursala Victoriabank.<\/li>\n<li><strong>Efectueze cel putin o operatiune pe cont<\/strong>\u00a0p\u00e2na la data limita, daca doresc sa pastreze contul deschis.<\/li>\n<\/ul>\n<p>Pentru aceste conturi, soldurile sub\u00a0<strong>500 MDL<\/strong>\u00a0vor fi retinute ca si comision de \u00eenchidere, iar sumele peste acest prag vor fi gestionate similar cu cele ale persoanelor fizice.<\/p>\n<p><strong>Exceptii si precizari importante<\/strong><\/p>\n<p>Procedurile de \u00eenchidere\u00a0<strong>nu se vor aplica<\/strong>\u00a0clientilor care:<\/p>\n<ul>\n<li>Detin\u00a0<strong>cel putin un cont curent sau de card activ<\/strong>\u00a0la Victoriabank.<\/li>\n<li>Au\u00a0<strong>credite, depozite, valori mobiliare de stat<\/strong>\u00a0sau alte produse financiare active.<\/li>\n<li>Au\u00a0<strong>conturi indisponibilizate<\/strong>, cu exceptia anumitor cazuri specifice decise de banca.<\/li>\n<\/ul>\n<p>Este important de mentionat ca\u00a0<strong>conturile \u00eenchise nu vor putea fi redeschise sau utilizate ulterior<\/strong>. Clientii care doresc sa mentina active conturile susceptibile de \u00eenchidere trebuie sa efectueze cel putin o tranzactie \u00eenainte de datele limita specificate.<\/p>\n<p><strong>Pentru asistenta si informatii suplimentare<\/strong>, clientii pot contacta orice sucursala Victoriabank sau pot scrie la\u00a0<strong>feedback@vb.md<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Victoriabank a anuntat recent ca va \u00eenchide toate conturile clientilor persoane fizice si juridice care nu au efectuat tranzactii \u00eencep\u00e2nd cu 30 septembrie 2023&#8230;<\/p>\n","protected":false},"author":1,"featured_media":15293,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"class_list":["post-25287","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noutatile-bancilor"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25287","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25287"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25287\/revisions"}],"predecessor-version":[{"id":32544,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25287\/revisions\/32544"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/15293"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25287"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25287"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25287"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}