{"id":25298,"date":"2024-10-03T00:00:00","date_gmt":"2024-10-02T21:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=25298"},"modified":"2026-08-31T22:34:05","modified_gmt":"2026-08-31T19:34:05","slug":"swift-va-incerca-tranzactii-live-ale-unor-monede-digitale-si-active-tokenizate-din-2025","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=25298","title":{"rendered":"SWIFT va \u00eencerca tranzactii live ale unor monede digitale si active tokenizate, din 2025"},"content":{"rendered":"\n<p>Sistemul international de plati SWIFT a informat joi ca anul viitor va \u00eencerca tranzactii live ale unor monede digitale si active tokenizate, cel mai recent pas al integrarii, p\u00e2na acum lente, a acestui tip de active \u00een sistemul financiar \u00een ansamblu, transmite Reuters, citat de <a href=\"https:\/\/www.agerpres.ro\/banci-piete-financiare\/2024\/10\/03\/swift-va-incerca-tranzactii-live-ale-unor-monede-digitale-din-2025--1364739\" target=\"_blank\">Agerpres<\/a>.<br \/><br \/>Bancile si managerii de active exploreaza de c\u00e2tiva ani \u201etokenizarea\u201d activelor traditionale, cum ar fi bondurile. Ei spera ca prin utilizarea unitatilor digitale &#8211; de obicei pe baza tehnologiei blockchain &#8211; tranzactiile vor fi mai ieftine, mai rapide si mai eficiente, inclusiv prin reducerea intermediarilor implicati \u00een multe tranzactii.<br \/><br \/>Totusi, p\u00e2na acum aceste eforturi nu au obtinut o sustinere importanta \u00een sistemul financiar \u00een ansamblu.<br \/><br \/>De asemenea, aproximativ 90% dintre bancile centrale ale lumii testeaza monedele digitale bancare centrale (CBDC). Autoritatile monetare \u00eencearca sa ajunga la tehnologiile avansate care au permis criptomonedele, cum ar fi bitcoin.<br \/><br \/>SWIFT, care joaca un crucial \u00een sistemul bancar global, va \u00eencerca tranzactii at\u00e2t cu CBDC c\u00e2t si cu active tokenizate. \u00cen martie, SWIFT anuntase ca va lansa o noua platforma pentru a conecta \u00een sistemul financiar CBDC care sunt dezvoltate \u00een prezent.<br \/><br \/>\u201eVedem acum ca industria cere sa trecem dincolo de faza de testare si sa vedem \u00eentr-adevar miscari ale activelor digitale. Vom ajunge anul viitor la acest stadiu, dar \u00eentr-un mod controlat\u201d, a afirmat Nick Kerigan, director de inovare la SWIFT.<br \/><br \/>Desi potentialul este imens, piata fragmentata pune piedici acestui tip de operatii si putine initiative au \u00eenregistrat progrese \u00een afara propriilor sisteme interne ale bancilor.<br \/><br \/>\u00cen mod similar, bancile centrale testeaza \u201ewholesale CBDC\u201d, forma a unei monede digitale bancare centrale folosita \u00een r\u00e2ndul bancilor si altor institutii financiare autorizate pentru plati interbancare si tranzactii cu instrumente financiare.<br \/><br \/>Cea mai recenta initiativa a SWIFT implica diferite tipuri de active digitale \u00een combinatie pe diverse platforme.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sistemul international de plati SWIFT a informat joi ca anul viitor va \u00eencerca tranzactii live ale unor monede digitale si active tokenizate, cel mai recent pas al integrarii, p\u00e2na acum lente&#8230;<\/p>\n","protected":false},"author":1,"featured_media":15314,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-25298","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interntional"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25298","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25298"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25298\/revisions"}],"predecessor-version":[{"id":32553,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25298\/revisions\/32553"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/15314"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25298"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25298"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25298"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}