{"id":25319,"date":"2024-10-21T00:00:00","date_gmt":"2024-10-20T21:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=25319"},"modified":"2026-08-31T22:34:22","modified_gmt":"2026-08-31T19:34:22","slug":"maib-lanseaza-un-nou-credit-imobiliar-pentru-locuintele-in-constructie-in-chisinau","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=25319","title":{"rendered":"Maib lanseaza un nou credit imobiliar pentru locuintele \u00een constructie \u00een Chisinau"},"content":{"rendered":"\n<p>Maib a anuntat lansarea unui nou produs de creditare imobiliara, destinat achizitionarii de locuinte aflate \u00een constructie cu un grad de finisare de cel putin 80%. Initiativa vine \u00een \u00eent\u00e2mpinarea clientilor care doresc sa investeasca \u00een imobile \u00eenainte de finalizarea acestora, beneficiind astfel de preturi mai avantajoase.<\/p>\n<p><strong>Conditii de finantare si eligibilitate<\/strong><\/p>\n<ul>\n<li><strong>Finantare de p\u00e2na la 70%<\/strong>\u00a0din pretul locuintei specificat \u00een contractul de v\u00e2nzare-cumparare.<\/li>\n<li><strong>Refinantare p\u00e2na la 100%<\/strong>\u00a0din valoarea unui credit ipotecar existent pentru imobile aflate \u00een constructie.<\/li>\n<li><strong>Locuinta trebuie sa fie situata \u00een municipiul Chisinau<\/strong>\u00a0si sa aiba un grad de finisare certificat de una dintre companiile de evaluare recomandate de banca.<\/li>\n<li><strong>Contributie proprie de 30%<\/strong>, menita sa ofere flexibilitate financiara clientilor.<\/li>\n<\/ul>\n<p>Maib ofera consultatii gratuite pentru a ajuta clientii sa verifice eligibilitatea locuintelor si sa evite eventualele proiecte care nu \u00eendeplinesc criteriile necesare.<\/p>\n<p><strong>Avantajele achizitionarii de imobile \u00een constructie<\/strong><\/p>\n<ul>\n<li><strong>Preturi mai accesibile<\/strong>: Imobilele aflate \u00een constructie pot fi cu p\u00e2na la 20% mai ieftine dec\u00e2t cele finalizate.<\/li>\n<li><strong>Flexibilitate financiara<\/strong>: Contributia proprie redusa permite pastrarea resurselor financiare pentru alte necesitati.<\/li>\n<li><strong>Consiliere profesionala<\/strong>: Clientii beneficiaza de suport din partea echipei maib \u00een fiecare etapa a procesului.<\/li>\n<\/ul>\n<p>Anisoara C\u00eerlan, Product Owner Credite Ipotecare, Retail Banking la maib: \u201ePrin aceasta solutie de creditare, dorim sa sprijinim clientii care \u00eesi cauta locuinta ideala, oferindu-le acces la preturi avantajoase pentru imobile aflate \u00een constructie. Ne concentram pe diversificarea optiunilor de finantare, astfel \u00eenc\u00e2t fiecare client sa poata gasi solutia potrivita pentru a-si \u00eendeplini visul de a avea propria locuinta.\u201d<\/p>\n<p><strong>Mai multe detalii aflati pe <a href=\"https:\/\/www.maib.md\/ro\/noutati\/maib-lanseaza-un-nou-credit-imobiliar-pentru-locuinte-aflate-in-constructie\" target=\"_blank\">site-ul bancii<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Maib a anuntat lansarea unui nou produs de creditare imobiliara, destinat achizitionarii de locuinte aflate \u00een constructie cu un grad de finisare de cel putin 80%&#8230;<\/p>\n","protected":false},"author":1,"featured_media":15355,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"class_list":["post-25319","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noutatile-bancilor"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25319","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25319"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25319\/revisions"}],"predecessor-version":[{"id":32572,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25319\/revisions\/32572"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/15355"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25319"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25319"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25319"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}