{"id":25582,"date":"2025-06-05T00:00:00","date_gmt":"2025-06-04T21:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=25582"},"modified":"2026-08-31T22:36:41","modified_gmt":"2026-08-31T19:36:41","slug":"bnm-avertizeaza-asupra-schemelor-false-de-investitii-promovate-online","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=25582","title":{"rendered":"BNM avertizeaza asupra schemelor false de investitii promovate online"},"content":{"rendered":"\n<p data-start=\"196\" data-end=\"429\">Banca Nationala a Moldovei (BNM) trage un semnal de alarma cu privire la intensificarea tentativelor de frauda \u00een mediul online, prin care cetatenii sunt indusi \u00een eroare sa investeasca \u00een scheme financiare false.<\/p>\n<p data-start=\"431\" data-end=\"733\">Potrivit institutiei, \u00een spatiul digital circula frecvent mesaje \u00eenselatoare, unele realizate cu ajutorul tehnologiilor deepfake, \u00een care sunt utilizate abuziv imaginea si declaratiile unor oficiali ai statului \u2013 inclusiv ai BNM \u2013 pentru a promova pretinse \u201einvestitii garantate\u201d si \u201ec\u00e2stiguri rapide\u201d.<\/p>\n<p data-start=\"735\" data-end=\"990\">BNM reitereaza ca nu promoveaza platforme de investitii si nu ofera garantii pentru produse financiare disponibile publicului larg. Astfel de asocieri sunt nefondate si urmaresc manipularea utilizatorilor, cu scopul de a obtine date personale sau bancare.<\/p>\n<p data-start=\"992\" data-end=\"1346\">\u00cen sprijinul informarii corecte, BNM a publicat un <strong data-start=\"1043\" data-end=\"1066\">infografic educativ<\/strong> care ajuta publicul sa distinga o potentiala frauda de o oportunitate de investitie autentica. Printre semnele de avertizare: promisiuni de profituri rapide, presiune de a investi imediat, lipsa unei entitati licentiate, solicitarea datelor confidentiale sau lipsa transparentei.<\/p>\n<p data-start=\"1348\" data-end=\"1378\">Institutia \u00eendeamna cetatenii:<\/p>\n<ul data-start=\"1379\" data-end=\"1590\">\n<li data-start=\"1379\" data-end=\"1435\">\n<p data-start=\"1381\" data-end=\"1435\">Sa se informeze doar din surse oficiale si verificate;<\/p>\n<\/li>\n<li data-start=\"1436\" data-end=\"1496\">\n<p data-start=\"1438\" data-end=\"1496\">Sa nu ofere informatii personale \u00een urma mesajelor virale;<\/p>\n<\/li>\n<li data-start=\"1497\" data-end=\"1590\">\n<p data-start=\"1499\" data-end=\"1590\">Sa consulte pagina oficiala <a class=\"\" href=\"https:\/\/www.bnm.md\/\" target=\"_new\" rel=\"noopener\" data-start=\"1527\" data-end=\"1559\">www.bnm.md<\/a> pentru comunicarile autentice.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1592\" data-end=\"1795\">Infograficul complet si alte recomandari utile pot fi accesate aici: BNM: <a href=\"https:\/\/bnm.md\/files\/infografic%20-%20Cum%20deosebim%20o%20poten%C8%9Bial%C4%83%20fraud%C4%83%20de%20o%20oportunitate%20adev%C4%83rat%C4%83%20de%20investi%C8%9Bie.pdf\">Cum sa evitati schemele frauduloase de investitii<\/a>.<\/p>\n<p data-start=\"1797\" data-end=\"1969\"><strong data-start=\"1797\" data-end=\"1969\">BNM reafirma angajamentul sau de a proteja consumatorii si de a combate dezinformarea, alaturi de toti cei care aleg sa verifice informatiile \u00eenainte de a le distribui.<\/strong><\/p><script src=\"\/\/cdn.flmngr.com\/widgets.js?apiKey=FLMNFLMN\" data-ts=\"1749107895986\"><\/script>\n","protected":false},"excerpt":{"rendered":"<p>BNM reitereaza ca nu promoveaza platforme de investitii si nu ofera garantii pentru produse financiare disponibile publicului larg. Astfel de asocieri sunt nefondate si urmaresc manipularea utilizatorilor, cu scopul de a obtine date personale sau bancare.<\/p>\n","protected":false},"author":1,"featured_media":5256,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"class_list":["post-25582","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noutatile-bancilor"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25582","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25582"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25582\/revisions"}],"predecessor-version":[{"id":32823,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25582\/revisions\/32823"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/5256"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25582"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25582"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25582"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}