{"id":25876,"date":"2025-08-25T00:00:00","date_gmt":"2025-08-24T21:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=25876"},"modified":"2026-08-31T22:39:17","modified_gmt":"2026-08-31T19:39:17","slug":"achitarile-cu-cardul-motorul-comertului-online-in-moldova-platile-depasesc-96-miliarde-lei-in-2025","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=25876","title":{"rendered":"Achitarile cu cardul \u2013 motorul comertului online \u00een Moldova. Platile depasesc 96 miliarde lei \u00een 2025"},"content":{"rendered":"\n<p>Achitarile cu cardurile bancare au devenit principalul motor al comertului online din Republica Moldova, contribuind cu peste 80% la cresterea tranzactiilor digitale \u00eencep\u00e2nd cu 2023.<\/p>\n<p>\u00a0Se arata \u00een comunicatul IDIS \u201eViitorul\u201d ca, \u00een prima jumatate a anului 2025, valoarea anualizata a platilor cu cardul a depasit 96,5 miliarde lei, iar comertul online a atins 37,6 miliarde lei.<\/p>\n<p>Piata cardurilor bancare este structurata astfel: 79% reprezinta cardurile moldovenesti utilizate \u00een tara, 11% \u2013 carduri straine folosite \u00een Moldova si 10% \u2013 carduri moldovenesti utilizate peste hotare. Rulajul acestui sector a fost de 26,6 miliarde lei \u00een 2021, 33,7 miliarde lei \u00een 2022, 28,6 miliarde lei \u00een 2024 si 17,6 miliarde lei \u00een primele sase luni din 2025.<\/p>\n<p>\u00cen 2024, platile moldovenilor cu cardul, at\u00e2t \u00een tara, c\u00e2t si peste hotare, au totalizat 83,8 miliarde lei, dintre care 62,1 miliarde lei pe piata interna si 18 miliarde lei peste hotare. \u00cen 2025, tendinta s-a intensificat, ating\u00e2nd deja 71,4 miliarde lei doar pe piata interna \u00een primele sase luni.<\/p>\n<p>Comertul online a urcat constant: de la 9,6 miliarde lei \u00een 2020 la 32,8 miliarde lei \u00een 2024, iar \u00een 2025 a ajuns la 37,6 miliarde lei (\u00een valoare anualizata). Cele mai mari ponderi le au internet banking-ul (19,5 miliarde lei), procurarile de bunuri peste hotare (11,3 miliarde lei), achitarile cu carduri straine \u00een Moldova (3,6 miliarde lei) si achitarile pentru bunuri si servicii \u00een tara (3,3 miliarde lei).<\/p>\n<p>\u00cen paralel, piata serviciilor postale cunoaste o expansiune rapida. \u00cen 2023 au fost prestate 8,7 milioane de servicii postale cu pachete mici si colete, iar \u00een 2024 numarul lor a crescut la 12 milioane. Posta Moldovei si-a pierdut pozitia de lider, cobor\u00e2nd la 44% cota de piata, \u00een timp ce operatorii privati si internationali c\u00e2stiga teren.<\/p>\n<p>Concluziile raportului IDIS \u201eViitorul\u201d subliniaza ca lipsa unui sistem unic national de comert online si costurile mari de curierat reduc competitivitatea Moldovei, \u00een pofida avansului rapid al platilor digitale.<\/p><script src=\"\/\/cdn.flmngr.com\/widgets.js?apiKey=FLMNFLMN\" data-ts=\"1756101853757\"><\/script>\n","protected":false},"excerpt":{"rendered":"<p>Achitarile cu cardurile bancare au devenit principalul motor al comertului online din Republica Moldova, contribuind cu peste 80% la cresterea tranzactiilor digitale \u00eencep\u00e2nd cu 2023.<\/p>\n","protected":false},"author":1,"featured_media":5256,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-25876","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moldova"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25876","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25876"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25876\/revisions"}],"predecessor-version":[{"id":33112,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/25876\/revisions\/33112"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/5256"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25876"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25876"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25876"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}