{"id":26234,"date":"2025-11-11T00:00:00","date_gmt":"2025-11-10T22:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=26234"},"modified":"2026-08-31T22:42:32","modified_gmt":"2026-08-31T19:42:32","slug":"visa-si-mastercard-iau-in-calcul-scaderea-comisioanelor-in-ce-context-se-discuta-masura","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=26234","title":{"rendered":"Visa si Mastercard iau \u00een calcul scaderea comisioanelor. \u00cen ce context se discuta masura?"},"content":{"rendered":"\n<p>Visa si Mastercard sunt aproape de un acord cu comerciantii din Statele Unite privind <strong>reducerea comisioanelor percepute la tranzactii<\/strong>, precum si <strong>o mai mare flexibilitate pentru magazine<\/strong> \u00een alegerea tipurilor de carduri acceptate, <strong>potrivit <a class=\"decorated-link\" href=\"https:\/\/profit.ro\/povesti-cu-profit\/financiar\/visa-si-mastercard-gata-sa-taie-din-comisioane-in-sua-22231286\" target=\"_new\" rel=\"noopener\">Profit.ro<\/a><\/strong>.<\/p>\n<p>Acordul ar prevedea <strong>diminuarea graduala<\/strong> a comisioanelor de interschimb, \u00een mod obisnuit situate \u00eentre 2% si 2,5% per tranzactie, cu aproximativ <strong>0,1 punct procentual<\/strong>, pe parcursul mai multor ani. De asemenea, ar putea fi <strong>relaxata regula<\/strong> conform careia comerciantii trebuie sa accepte toate cardurile unei retele daca accepta unul singur.<\/p>\n<p>Ar urma sa fie introduse <strong>categorii distincte de carduri<\/strong> \u2013 cu recompense, fara recompense sau comerciale \u2013 ceea ce ar permite retailerilor sa <strong>refuze anumite tipuri<\/strong>, \u00een functie de costurile asociate.<\/p>\n<p>Negocierile au loc \u00een cadrul unui <strong>litigiu deschis \u00een 2005<\/strong>, \u00een care comerciantii acuzau retelele de plati ca impun comisioane ridicate si reguli ce limiteaza optiunile de plata ale consumatorilor. Anul trecut, Visa si Mastercard au acceptat un acord de <strong>aproximativ 30 de miliarde de dolari<\/strong>, ce prevedea o reducere temporara a comisioanelor.<\/p>\n<p>Noile discutii ar putea include si <strong>reguli privind aplicarea de suprataxe<\/strong> pentru anumite tipuri de carduri.<\/p><script src=\"\/\/cdn.flmngr.com\/widgets.js?apiKey=FLMNFLMN\" data-ts=\"1762868334231\"><\/script>\n","protected":false},"excerpt":{"rendered":"<p>Visa si Mastercard sunt aproape de un acord cu comerciantii din Statele Unite privind reducerea comisioanelor percepute la tranzactii, precum si o mai mare flexibilitate pentru magazine \u00een alegerea tipurilor de carduri acceptate<\/p>\n","protected":false},"author":1,"featured_media":5256,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"class_list":["post-26234","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noutatile-bancilor"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/26234","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26234"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/26234\/revisions"}],"predecessor-version":[{"id":33470,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/26234\/revisions\/33470"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/5256"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26234"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26234"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}