{"id":26239,"date":"2025-11-12T00:00:00","date_gmt":"2025-11-11T22:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=26239"},"modified":"2026-08-31T22:42:35","modified_gmt":"2026-08-31T19:42:35","slug":"pana-la-3-milioane-lei-pentru-propria-locuinta-energbank-simplifica-drumul-spre-casa-ta","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=26239","title":{"rendered":"P\u00e2na la 3 milioane lei pentru propria locuinta: Energbank simplifica drumul spre \u201eCasa Ta\u201d"},"content":{"rendered":"\n<p>Energbank ofera posibilitatea de a accesa p\u00e2na la <strong>3.000.000 lei<\/strong> prin creditul ipotecar <strong>\u201eCasa Ta\u201d<\/strong>, cu o <strong>dob\u00e2nda fixa de 7,5% p\u00e2na la 20 ianuarie 2027<\/strong> si <strong>DAE 7,73%<\/strong>.<\/p>\n<p>Pentru un credit de <strong>2.000.000 lei<\/strong> contractat pe o perioada de 20 de ani, <strong>rata lunara este de 16.112 lei<\/strong>, iar suma totala de rambursat \u2013 <strong>3.866.852 lei<\/strong>. Dupa 21 ianuarie 2027, dob\u00e2nda devine flotanta, conform conditiilor stabilite de banca.<\/p>\n<p>Procesul de aplicare este simplu, cu aprobare rapida, iar cererea poate fi depusa <strong>online<\/strong> sau direct \u00een <strong>cea mai apropiata sucursala Energbank<\/strong>.<\/p>\n<p>Banca reaminteste importanta planificarii financiare si atentioneaza asupra responsabilitatii rambursarii creditului.<\/p>\n<p>Detalii complete sunt disponibile pe <a class=\"decorated-link\" href=\"https:\/\/www.energbank.com\/ro\" target=\"_new\" rel=\"noopener\">energbank.com<\/a>.<\/p><script src=\"\/\/cdn.flmngr.com\/widgets.js?apiKey=FLMNFLMN\" data-ts=\"1762947125011\"><\/script>\n","protected":false},"excerpt":{"rendered":"<p>Energbank ofera posibilitatea de a accesa p\u00e2na la 3.000.000 lei prin creditul ipotecar \u201eCasa Ta\u201d, cu o dob\u00e2nda fixa de 7,5% p\u00e2na la 20 ianuarie 2027 si DAE 7,73%.<\/p>\n","protected":false},"author":1,"featured_media":7609,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"class_list":["post-26239","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noutatile-bancilor"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/26239","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26239"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/26239\/revisions"}],"predecessor-version":[{"id":33475,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/26239\/revisions\/33475"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/7609"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26239"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26239"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26239"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}