{"id":26251,"date":"2025-11-16T00:00:00","date_gmt":"2025-11-15T22:00:00","guid":{"rendered":"https:\/\/new.bancamea.md\/?p=26251"},"modified":"2026-08-31T22:42:41","modified_gmt":"2026-08-31T19:42:41","slug":"credit-express-de-la-fincombank-pana-la-350-000-lei-dobanzi-de-la-925-si-zero-comisioane","status":"publish","type":"post","link":"https:\/\/new.bancamea.md\/?p=26251","title":{"rendered":"Credit Express de la FinComBank: p\u00e2na la 350 000 lei, dob\u00e2nzi de la 9,25% si zero comisioane"},"content":{"rendered":"\n<p>FinComBank pune la dispozitia clientilor Creditul Express, un produs de finantare pentru necesitati personale, cu sume de p\u00e2na la <strong>350 000 lei <\/strong>si termen de p\u00e2na la 5 ani. Creditele de p\u00e2na la 200 000 lei pot fi accesate fara gaj.<\/p>\n<p>Dob\u00e2nda este de <strong>9,75% anual, <\/strong><strong>flotanta<\/strong> pentru clientii standard si <strong>9,25% anual, flotanta<\/strong> pentru persoanele cu istorie pozitiva de credit sau pentru cele care primesc salariul ori pensia pe un card FinComBank.\u00a0<\/p>\n<p>Istoria pozitiva presupune existenta unor credite gestionate cel putin 12 luni \u00een ultimele 36 de luni, fara \u00eent\u00e2rzieri de plata de 30 de zile sau mai mult.<\/p>\n<p>Banca nu aplica comision pentru analiza cererii, perfectarea contractului, eliberarea sau administrarea creditului. Pentru creditele ce depasesc 200 000 lei, daca solicitantul nu detine un imobil, este necesar un fidejusor cu imobil \u00een proprietate.<\/p>\n<p>Conditiile pot fi accesate de cetateni ai Republicii Moldova cu v\u00e2rsta \u00eentre 20 si 63 de ani, angajati oficial de minimum sase luni si cu istorie de credit pozitiva.<\/p>\n<p>Exemplul de calcul al bancii arata ca, pentru un credit de 100 000 lei contractat pe 60 de luni, cu o dob\u00e2nda de 9,75%, rata lunara este de 2 112,42 lei. DAE este de 10,19%, iar suma totala platibila ajunge la 126 782,54 lei.<\/p>\n<p>Solicitarile pot fi expediate online, prin formularul disponibil pe pagina <a href=\"https:\/\/fincombank.com\/ro\/express-credit-online?fbclid=IwZnRzaAOGreNleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5CGNhbGxzaXRlAjI1AAEewBDlZE1tgSjJes5i0TES-Rv0ceUrWwOeaVoNXUOefuayFNoI4dJQ152cpuM_aem_FQGWtxtShjP4eA-OrduprA#htmlOpenCard\"><strong>FinComBank<\/strong><\/a>.<\/p><script src=\"\/\/cdn.flmngr.com\/widgets.js?apiKey=FLMNFLMN\" data-ts=\"1763298989563\"><\/script>\n","protected":false},"excerpt":{"rendered":"<p>FinComBank pune la dispozitia clientilor Creditul Express, un produs de finantare pentru necesitati personale, cu sume de p\u00e2na la 350 000 lei si termen de p\u00e2na la 5 ani. Creditele de p\u00e2na la 200 000 lei pot fi accesate fara gaj.<\/p>\n","protected":false},"author":1,"featured_media":7364,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"class_list":["post-26251","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noutatile-bancilor"],"_links":{"self":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/26251","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26251"}],"version-history":[{"count":1,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/26251\/revisions"}],"predecessor-version":[{"id":33487,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/posts\/26251\/revisions\/33487"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=\/wp\/v2\/media\/7364"}],"wp:attachment":[{"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26251"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26251"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bancamea.md\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26251"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}